Bankruptcy Records

To find bankruptcies on public records in the U.S., utilize systems like PACER, which provide access to federal bankruptcy court records. Registration and a small fee are required for PACER. State-specific websites may offer limited free access, with detailed reports possibly incurring additional fees. Bankruptcy records are prevalent in U.S.

A bankruptcy can significantly impact your credit report, with a duration that varies depending on the type of bankruptcy filed. Chapter 7 bankruptcies remain on your credit report for up to ten years, whereas Chapter 13 bankruptcies last for seven years. This prolonged presence can affect your long-term financial planning,